Terms of Service

Last updated: March 4, 2026

These Terms of Service govern your use of DepositWise and its services. By accessing and using our website, you agree to comply with these terms and all applicable laws and regulations. We reserve the right to modify these terms at any time, and your continued use of our website constitutes your acceptance of such modifications. If you do not agree with any part of these terms, you should discontinue use of our services immediately.

Acceptance of Terms

By using our website and educational resources on fixed deposits, bank savings, and deposit insurance coverage, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. We provide comprehensive information about FD interest rates, tenure selection, DICGC coverage, and other banking instruments to help you make informed financial decisions. Your use of our platform indicates your acceptance of all terms, conditions, and policies outlined herein. We recommend that you review these terms regularly, as we may update them without prior notice to reflect changes in our services or legal requirements.

User Obligations

As a user of our educational platform, you agree to use our services only for lawful purposes and in ways that do not infringe upon the rights of others or restrict their use and enjoyment. You shall not harass, threaten, or defame any individual or entity through our platform. You agree not to transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, or otherwise objectionable material. We require that you provide accurate and complete information when interacting with our services. You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

Intellectual Property Rights

All content on our website, including text, graphics, logos, images, and educational materials about fixed deposits, FD interest rates, and DICGC coverage, is the property of DepositWise or its content suppliers and is protected by international copyright laws. We grant you a limited license to access and use our content for personal, non-commercial educational purposes only. You may not reproduce, distribute, transmit, display, or create derivative works from any of our content without our prior written permission. All trademarks, service marks, and logos displayed on our website are registered or unregistered trademarks of our company or third parties. Your use of our website does not grant you any rights to these intellectual properties, and any unauthorized use may violate copyright, trademark, and other laws.

Limitation of Liability

We provide our educational resources and information on an “as-is” basis without any warranties, express or implied. We shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or reliance on our content regarding fixed deposits, bank savings instruments, or DICGC insurance coverage. Our total liability to you shall not exceed the amount you have paid to us, if any. We make no guarantees regarding the accuracy, completeness, or timeliness of information presented on our platform. Financial decisions should be made in consultation with qualified professionals. We are not responsible for any financial losses or decisions made based on information provided through our educational resources.

Termination of Service

We reserve the right to terminate or suspend your access to our website at any time, with or without cause and without prior notice. Upon termination, your right to use our services will immediately cease. We may terminate accounts that violate these terms or engage in harmful conduct. You may discontinue your use of our services at any time. Termination does not relieve you of any obligations incurred prior to the date of termination. Upon termination, all provisions of these terms that by their nature should survive termination shall remain in effect. We may update or discontinue our services at any time, and we are not liable for any inconvenience or damages resulting from such changes to our platform or educational offerings.